Swagbucks – This site is a microtask program with a variety of ways to earn. And at first, I loved them. They even gave me points on my birthday. Then, when I was ready to cash out, they “locked” me out of my account! They did it for no reason, with no explanation. I was angry! Then I researched them online. And other people said the same thing happened to them. In fact, one woman said they screwed her over on a BIG payout. She worked long and hard and was about ready to cash out. Then they locked her out of her account. And I think I know why they get away with all this BS. It’s done gradually. They know that a slow screw won’t be noticed as much. And that involves screwing a few people over from time to time. Plus, they know that screwing over a lot of people at any time will get them “busted.” It’s a no-brainer. Yet there are still the clueless who recommend them. I suppose this is why Swill – I mean Swagbucks continues to survive. It makes them something like a cockroach, something that’s hard to get rid of!
Pacific Trade Partners – This supposed investment site is nothing but a classic “Ponzi” scheme. For you to cash out, they want you to keep putting money into it. So I got out and reported them to the authorities. Hopefully these $OB’s no longer exist! And recently. I did some research. It seems that they no longer exist. But don’t assume this is correct.
Paying A Membership To Shop – Seriously? This is the biggest rip-off of all! Why should you pay someone a fee to shop at their site/store? Especially when there are sites that PAY YOU to shop at their stores! For example, Rakuten and MyPoints. It’s a no-brainer! So don’t make someone else richer; make YOURSELF richer!
MLM Marketing – Here we have a thinly veiled Ponzi scheme. The only difference between this and a regular Ponzi scheme is that there are product(s) to sell. The problem here is that the only way to make money is to get people to sign up under you. And this is difficult to do. Usually, the people who get in early make the money. And they are right at the top. The rest, underneath, don’t get much, if anything at all. (Amway was a BIG sensation back in the 1980’s. And everyone thought they were going to get rich. But when everyone and their “uncle” are in it, there’s no money to be made.)
Paid For Surfing/Viewing Sites – This was a popular con years ago, and I’m sure it will come back. (The SEC went after them and shut down many of them.) So, if you come across a site that offers to pay you a lot of money to surf/look at their ads. It’s a scam. These sites offer what is called “ad packs.” To earn, you must purchase their ad packs. Then you use these ad packs to advertise your referral link or website. But you are also required to surf/look at a set number of their advertisements. And the interest they supposedly pay you for this is too high, as high as 24 percent. (Keep in mind, banks don’t pay interest that high. So that there’s a HUGE red flag there!) At first, it works great; you earn. But then it fails because there’s not enough money coming in. This, too, is another thinly veiled Ponzi scheme. And like herpes, I’m sure they won’t completely go away.
Any Easy, Quick-To-Get-Rich Schemes – There are only a few ways to make a lot of money fast. A BIG inheritance, winning the lottery, or the very few who strike it rich in buisness/investments. Anyone who claims otherwise is a liar. Getting rich fast is not easy. And the successful ones certainly didn’t give their hard-earned money to someone else, hoping it would happen! Think about it.
Some Pay-To-Click-On-Ads Sites – These sites will pay you to click on advertisements, and often offer you more in earnings when you pay for an upgrade. And though some sites are legit, others aren’t. And it can be difficult to tell the difference. So, my recommendation is this. The legit sites are likely to be around for many years. (Keep in mind, this may not always be the case.) Also, you can research any of these sites to see what the reviews are. But remember, none of this is foolproof. So if you want to join these sites, play it safe and invest as little money as possible. This way, if the worst happens, you won’t be hurt so badly. Also, trust your instincts. Sadly, years ago I didn’t trust mine, which I will explain down below.
A MAJOR Dishonorable Mention – This site hasn’t existed for years (it was a paid-to-click ads site), but I’m still angry about it. And because it’s personal. Revbucks or Revbux (SP?) was insulting AND a rip-off! First, the piece of $h*t webmaster emailed me and said there was good news. So, that’s what I was expecting. Instead, I was told that I would take a financial loss. How is this good news? And this right there should have told me to get out. But I didn’t. Then, if that wasn’t bad enough. I got a negative “karma” rating, while the piece of $h*t webmaster got a positive “karma” rating! All because I dared to speak my mind. And who stole the money and ran? You guessed it. The piece of $hit webmaster! It goes to show how much some people know, which means they don’t know jack$h*t!
Got a lemon? Report it here! At 1Gb63@themich36.biz. (Keep in mind that a complaint will always be acknowledged. But it will take a few more before a site is added to the “lemon” list.)